Finance

How does it work?

The benefits of Ford Options Cashplan

The benefits of Ford Acquire

What are the features and benefits of the Payment Protection Plan?

Business Partner

Please click here for our latest offers

 Ford Credit is one of the world's biggest and well-established automotive finance companies. Since 1963, we've helped millions of Ford customers in the UK buy their vehicles by providing products and services that are accessible and affordable.

Our size and expertise means we're well placed to provide you with a range of finance plans. Each is flexible, affordable and easy to arrange, so there's bound to be one that matches your exact requirements.

Finance products

One size does not fit all: that's true for vehicles and it's true for payment plans. We have a number of ways to finance your Ford. Find the one that is the best fit for your unique needs.

Ford Options is a different way of financing your car because it gives you the option to drive a new Ford every two or three years. Since 1992, over 700,000 people have chosen Ford Options. With deposit levels ranging between 0% and 35%, and the assurance of a pre-agreed Guaranteed Minimum Future Value (GMFV), Ford Options could be the right finance plan for you.

The benefits of Ford Options:

• The opportunity to drive a new Ford more often
• Regular affordable payments to suit your personal needs
• Flexible terms of 24 months, 30 months and 36 months
• The assurance of a Guaranteed Minimum Future Value (GMFV) providing protection against any unexpected fall in used car prices
• The option to own the car at the end of the agreement

How does it work?

• You decide on the car you want to buy and tell us your anticipated annual mileage
• You choose the deposit you want to pay and the repayment period that suits you
• We then estimate the Guaranteed Minimum Future Value (GMFV) that the car will be worth at the end of your agreed finance term
• This, and your agreed deposit, is deducted from your car price
• Your repayments are then based on the balance, plus the interest on both this and the Guaranteed Minimum Future Value (GMFV)
• The finance specialist at your Ford Dealer will thensubmit your application through to Ford Credit
• Once the finance documentation is complete, you can drive away in your new car
• At the end of the agreement, you have three great options.

Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.

Option one - choose another car

You can choose another car by using any excess value over the Guaranteed Minimum Future Value (GMFV) as a deposit on your next Ford. You can trade in your old car, or sell it privately if you prefer, having settled your account, and use any excess monies towards your next Ford.

Option two - return the car

You'll have nothing further to pay, providing the car is in good condition, and the agreed mileage hasn't been exceeded.

Please note that the car's condition is assessed in accordance with our RAC- approved normal wear and tear guidelines. We can provide you with full details once your agreement is up and running

Option three - keep the car

If you decide to keep the car, assuming all payments have been made, you just need to pay the Guaranteed Minimum Future Value (GMFV), plus the Option to Purchase Fee, and it's yours to drive away. We can also arrange finance for the Guaranteed Minimum Future Value (GMFV) over a further period, should you need it.

Ford Options Cashplan gives you all the benefits of Ford Options while freeing you from making regular payments. It's ideal if you have a large cash sum available, providing an innovative way to own a new Ford.

The benefits of Ford Options Cashplan:

• The opportunity to drive a new Ford more often
• Flexible terms of 12 months, 24 months and 36 months
• The assurance of a Guaranteed Minimum Future Value (GMFV), providing protection against any unexpected fall in used car prices
• The option to own the car at the end of the agreement

How Ford Options Cashplan works:

• You decide on the car you want to buy and tell us your anticipated annual mileage
• You choose the appropriate repayment period that suits you
• We then estimate the Guaranteed Minimum Future Value (GMFV) that the car will be worth at the end of your agreed finance term
• Interest is then calculated on this figure
• You then pay the difference between the car price and the Guaranteed Minimum Future Value (GMFV), plus the Finance Fee and the interest at the outset of the finance agreement
• The finance specialist at your Ford Dealer will then forward your application to Ford Credit for final approval
• Once the finance documentation is complete, you can drive away in your new car
• At the end of the agreement, you have the same three great options as on Ford Options.

Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.

Option one - choose another car

You can choose another car by using any excess value over the Guaranteed Minimum Future Value (GMFV) as a deposit on your next Ford. You can trade in your old car, or sell it privately if you prefer, having settled your account, and use any excess monies towards your next Ford.

Option two - return the car

You'll have nothing further to pay, providing the car is in good condition, and the agreed mileage hasn't been exceeded.

Please note that the car's condition is assessed in accordance with our RAC-approved normal wear and tear guidelines. We can provide you with full details once your Agreement is up and running.

Option three - keep the car

If you decide to keep the car, assuming all payments have been made, you just need to pay the Guaranteed Minimum Future Value (GMFV), plus the Option to Purchase Fee, and it's yours to drive away. We can also arrange finance for the Guaranteed Minimum Future Value (GMFV) over a further period, should you need it.

Ford Acquire is a traditional hire purchase plan that's convenient to arrange and provides you with the flexibility to suit your needs.

The benefits of Ford Acquire:

• Regular payments to suit your needs.
• Flexible repayment terms ranging from 12 months to 60 months
• At the end of the agreement, assuming all payments have been made, you own the car

How Ford Acquire works:

• You decide on the car you want to buy
• You choose the deposit you want to pay and the repayment period that suits you
• The finance specialist at your Ford Dealer can then calculate your regular payments, based on the balance and interest, andsubmit your applicationto Ford Credit
• Once the finance documentation is complete, you can drive away in your new car
• At the end of the agreement, assuming all payments have been made and you exercise your option to buy, the car belongs to you

Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit

No matter how carefully you plan, it's impossible to know what may lie around the corner. Unemployment, injury or illness can happen to anyone at any time. That's why the Payment Protection Plan will enable you to enjoy your car without having to worry about the future.

Ford Credit offers four different levels of cover.

Life, Accident and Sickness and Unemployment. You have the option of buying any one of these covers individually or all of them combined within our Premier product.

What are the features and benefits of the Payment Protection Plan?

The following will only apply if you purchase Accident and Sickness Cover, or Premier Cover:

• If you are unable to work due to an accident or sickness for more than 14 days in a row, we will pay 1/30th of the monthly benefit for each of these first 14 days you are unable to work
• We will then pay 1/30th of the monthly benefit, at monthly intervals, for every further day you are unable to work. We will continue to make these payments until your loan is repaid or until you return to work (whichever occurs first)
• In any case the maximum monthly benefit amount will be the lower of your monthly repayment or £1,500 per month

The following will only apply if you purchase Unemployment cover or Premier cover.

• If you are unable to work for more than 30 days in a row, we will pay 1 monthly benefit equal to your monthly repayment
• We will then pay 1/30th of the monthly benefit, at monthly intervals, for every further day you are unable to work. We will continue to make these payments for up to a maximum of 12 months
• In any case the maximum monthly benefit amount will be the lower of your monthly repayment or £1,500 per month

The following will only apply to you if you purchase Life cover or Premier cover:

• If you die during your finance agreement we will pay the outstanding balance of your agreement, at the date of your death, up to a maximum of £50,000, excluding any arrears or interest on arrears but including any balloon payments

The following will only apply to you if you purchase Unemployment Cover or Premier cover:

• If you are self-employed you will be entitled to claim for unemployment if you have involuntarily ceased trading and have declared this to HM Revenue & Customs
• If you receive payment in lieu of notice, your unemployment claim will start when you have registered as unemployed after the date your notice period ends

The following will only apply to you if you purchase Accident or Sickness cover, Unemployment cover or Premier cover:

• You will also receive details of our Claims Support programme which provides independent confidential advice and guidance to help you return to work.

Business Partner (Contract Hire)

Business is demanding enough without the challenge of running a fleet. Which is why we think you'll like what Ford Business Partner has to offer you: convenient, and simple contract hire funding.

Whether you require a single vehicle or a large fleet, all our packages can be tailored to suit your company's needs.

In short, we manage and maintain your company's vehicle, leaving you free to concentrate on your business.

Why choose Ford Business Partner?

Affordable

Simply put: we make it affordable and easy to run, maintain and manage your company's vehicles.

• Exclusive Ford promotions
• Minimal outlay which improves the cashflow in your business
• It gives you an additional credit line for your business

Convenient

• Fixed monthly costs to help you control your budgets
• All servicing, maintenance and repairs are carried out at Ford Dealers using Ford parts
• You can manage your fleet easily with our online tools and resources

Flexible

We have a range of packages at additional cost which include:

• Maintenance and servicing
• Accident management
• Breakdown cover
• Relief vehicles

Simple

• There's no depreciation risk
• No disposal hassle
• Road Fund Licence inclusion
• Instant quotes available - call Dinnages today on 01444 440116 or 01903 820505